Download Excel, Google Sheets, and PDF budget templates. Monthly, 50/30/20, biweekly, zero-based, and more. Plus free expense tracker app.
Get All Templates + Free App →| Category | Budgeted | Actual | Difference |
|---|---|---|---|
| Income | $5,000 | $5,200 | +$200 |
| Rent/Mortgage | $1,500 | $1,500 | $0 |
| Groceries | $600 | $650 | -$50 |
| Utilities | $200 | $180 | +$20 |
| Savings | $1,000 | $1,000 | $0 |
The 50/30/20 rule is the simplest way to budget. Elizabeth Warren, Harvard bankruptcy expert, popularized this method.
Perfect for freelancers, gig workers, and commission-based earners. Every dollar/rupiah gets assigned before the month begins.
Expected + buffer for irregular sources
Expenses + savings + buffer = income
Roll with income changes month to month
Get paid every 2 weeks? This template aligns your bills and spending with your actual income schedule.
Map which paycheck covers which bills. Never miss a due date even with variable income.
Classic monthly budget with income, expenses, and savings tracking.
Elizabeth Warren's rule: 50% needs, 30% wants, 20% savings.
Every rupiah/dollar has a job. Perfect for irregular income.
Designed for gig workers with inconsistent pay schedules.
Track household expenses, kids' costs, and family savings goals.
Manage allowance, tuition, food, and entertainment on a tight budget.
Snowball or avalanche method to eliminate debt faster.
Plan trips without overspending. Flights, hotels, food, activities.
Track venue, catering, attire, and all wedding expenses.
Build your 3-6 month safety net with visual progress.
Yearly financial planning with monthly breakdowns.
Perfect for expats or those with income/expenses in multiple currencies.
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